Guitars - Financing - Recruiting - Project Management

Eduardo Ramirez -

MLO NMLS #1086161 California and Minnesota - Approved-Inactive

Guitars - Financing - Recruiting - Credit Data - Business Loans - Point of Sale Systems - Invoice Factoring 

Why you need Credit Reports?

We market a complete suite of data products that support the entire finance process, from loan originations and background checks to fraud detection, collections and regulatory compliance. Access all Traditional and Alternative Market Risk Management Solutions through a single convenient online portal. POWERFUL data and decisioning tools instantly at your fingertips.  All products are built by our network provider's powerful combination of public, private and propriety data. 


We provide consumer credit reports from Equifax, Experian, and TransUnion.​  Leveraging traditional credit reporting and scoring  from multiple providers allows end users to address regional and market  differences in coverage that may exist between bureaus when assessing the credit risk  of consumers participating in the traditional credit marketplace. Users may receive reports in the originating bureau’s report format, or may opt to use  easy-to-understand common report format to allow for consistent viewing of  data for all bureaus. Additional advantages exist for users including multi-bureau merged report options, no extra bureau fees, avoidance of being subject to trigger leads, integrated access via leading loan management systems, data reporting  support (i.e. Metro2 conversion) and much more. 

Traditional Credit Reporting

Make smarter loan decisions, protect yourself from fraud and collect your money faster.

Traditional credit reporting offers decision-critical information on all of the following consumer credit attributes: Credit scoring, Credit summary (i.e. balance, high/low credit limit, open/paid accounts, etc.), Trade line information, Reported collections, Public record information, and ​Credit inquiries

Credit decisioning and prescreening on consumers participating in the traditional credit marketplace for: vehicle financing, tenant screening, retail financing, equipment leasing and rentals, mortgage and home equity lending, pre-employment screening.  Learn More.

 Common Uses